Build the offboarding checklist for a departure, state-by-state final-pay timing, federal versus state mini-COBRA routing, OWBPA and ADEA separation-agreement scaffolding for employees 40 and over, McLaren Macomb-compliant non-disparagement wording, and the data-preservation step that has to happen before access is revoked.
A skill is a written procedure a bot loads when a job calls for it. This one is a single file, SKILL.md, and the whole file is on this page.
Templates only - not employment-law advice. Have HR counsel review every separation - final-pay timing, COBRA/mini-COBRA, OWBPA release, and data preservation are statutory and state-specific.
HR - Offboarding
Generate a complete offboarding checklist that covers state-specific final-pay timing, federal-vs-mini COBRA routing, OWBPA-compliant separation agreements, McLaren Macomb-compliant non-disparagement, and data-preservation-before-revocation.
Pre-flight (REQUIRED - refuses to generate without these)
Build the offboarding checklist for a departure, state-by-state final-pay timing, federal versus state mini-COBRA routing, OWBPA and ADEA separation-agreement scaffolding for employees 40 and over, McLaren Macomb-compliant non-disparagement wording, and the data-preservation step that has to happen before access is revoked.
How much does it cost?+
Nothing. It ships with Murage, which is open source. Your bots run on the AI plan you already have.
Can I change it?+
Yes. Open it in Settings → Skills to read, edit or duplicate it. Skill Guard scans it again after every edit.
Give your first job to Murage.
Download the app, connect the AI you already pay for, and tell your Chief of Staff what needs doing. Plan on about ten minutes from install to a working team.
What it teaches a bot, what it covers, and the whole file to read.
The principle
“
Generate a complete offboarding checklist that covers state-specific final-pay timing, federal-vs-mini COBRA routing, OWBPA-compliant separation agreements, McLaren Macomb-compliant non-disparagement, and data-preservation-before-revocation.
What it covers
1
Pre-flight (REQUIRED - refuses to generate without these)
2
Usage
3
State-by-state final-pay timing matrix (US)
4
Federal vs state mini-COBRA routing
5
Output
6
Output Path
7
Output footer (REQUIRED on every generated plan)
HR - Employee Handbook
Draft employee handbook sections, the policies law requires at your headcount (EEO, anti-harassment, ADA accommodation, FMLA, lactation, voting and jury and military leave, pay transparency, whistleblower, at-will plus the handbook-is-not-a-contract disclaimer, NLRA §7 carve-outs) and the standard-but-optional perks.
Departure type: voluntary planned / voluntary immediate / involuntary with notice / involuntary immediate / contract end
State of employment - drives final-pay timing rule
Country
Total headcount - drives federal-vs-mini COBRA, federal vs mini-WARN
Whether employee is age 40+ - triggers OWBPA/ADEA 21-day + 7-day release window (45-day if group RIF)
Whether group RIF - triggers OWBPA written disclosure of decisional unit + selection criteria for 40+ employees
Whether active legal hold / litigation / harassment complaint involving this employee - DO NOT proceed; route to counsel
Usage
/hr offboard <employee name and departure type>
State-by-state final-pay timing matrix (US)
Involuntary termination - final wages due
State
Timing
Citation
Penalty for late
CA
Same day, all wages including accrued vacation
Lab. Code §§ 201-203
Waiting-time penalty up to 30 days of wages
MA
Same day
M.G.L. c. 149, §148
Treble damages + atty fees
CO
Immediately if practical, else within 6 hours of next business day, or 24 hrs if at offsite location
C.R.S. §8-4-109
Penalty up to 125% of wages owed (CDLE)
HI
Immediately or by next business day
HRS §388-3
Penalty + atty fees
CT
By next business day after discharge
C.G.S. §31-71c
2x wages
MT
Immediately if discharged for cause; within 4 hrs or end of business day otherwise
Mont. Code §39-3-205
Penalty + interest; note no at-will after probation
NV
Immediately
NRS §608.020
Continued wages
NY
Next regular payday
Lab. Law §191
100% liquidated damages
IL
By next regular payday or sooner if practicable
820 ILCS 115/5
2% per month + atty fees
TX
Within 6 days
Tex. Lab. §61.014
Admin penalty
All others
Next regular payday is safest default - verify with state DOL
Voluntary resignation - final wages due
State
Timing
CA
With 72+ hrs notice → last day; without notice → within 72 hrs
MA
Next regular payday
CO
Next regular payday
Most others
Next regular payday
What's included in "final wages"
All earned salary/wages through last day worked
Accrued, unused PTO/vacation if state law or company policy treats it as wages (CA, CO, IL, LA, MA, MT, ND, NE, NY-employer-policy-driven, RI, etc. - many states)
Unpaid commissions earned per commission plan
Reimbursable expenses
401(k) deferral final paycheck (per plan)
Federal vs state mini-COBRA routing
Federal COBRA - applies if employer had 20+ EE on more than 50% of typical business days in prior calendar year
Notification timeline: Employer notifies plan administrator within 30 days of qualifying event; plan administrator notifies qualified beneficiary within 14 days. Total: 44 days max to deliver Election Notice.
Election period: Qualified beneficiary has 60 days to elect from later of (i) date of Election Notice or (ii) date coverage ended.
Coverage duration: 18 months (29 if disabled), 36 for dependents on certain qualifying events.
Premium: up to 102% of full premium (employee + employer share + 2% admin).
State mini-COBRA - applies if employer < 20 EE (federal exempt) - CRITICAL for SMBs at this pack's target size
State
Statute
Coverage duration
Notes
CA Cal-COBRA
Ins. Code §10128.51 et seq.
Up to 36 months total (combines with federal if applicable)
Rule of thumb: if employer has <20 EE, federal COBRA does NOT apply. Use state mini-COBRA (or no continuation if state has none and plan is fully insured but not required to offer continuation). Verify with broker/counsel.
Output
markdown
## Offboarding: [Employee Name]
**Departure Type:** [Voluntary / Involuntary / Contract End]
**Last Day:** [Date] | **State:** [State] | **Headcount:** [#] | **Age 40+:** [Y/N] | **Manager:** [Manager] | **HR Contact:** [Contact]
### A. BEFORE access revocation - Data preservation (REQUIRED)
- [ ] **Litigation hold check**: any active or anticipated litigation, harassment complaint, EEOC charge, DOL investigation, or whistleblower issue → preserve email, Slack, files in litigation hold; do NOT delete account
- [ ] **Email export**: forward owner-needed emails to manager; preserve mailbox in cold archive (90+ days minimum, longer if policy requires)
- [ ] **File ownership transfer**: transfer Google Drive / Dropbox / SharePoint / source code commit ownership to backup owner before revoking access
- [ ] **Customer-facing accounts**: change passwords on shared accounts (CRM, support, social media); document handoff
- [ ] **GDPR / state privacy**: if EU-based or CA-based employee, log data-processing change per Art. 30 ROPA / CPRA. Honor deletion requests subject to retention requirements (payroll/tax 4-7 yrs in US, longer in some states)
- [ ] **Equipment retrieval plan** scheduled
- [ ] **Account audit**: snapshot last login, last activity, last device list
### B. Manager / People-Ops checklist
#### Week of departure
- [ ] Confirm last day; coordinate with payroll for state-specific final-pay timing (see matrix above)
- [ ] Schedule knowledge transfer sessions
- [ ] Identify backup owner for active projects
- [ ] Notify team and stakeholders with appropriate context (involuntary: brief and factual; voluntary: warm)
- [ ] Schedule exit interview (voluntary departures only)
#### Last day
- [ ] **Final paycheck delivered per state timing rule** (CA same-day mandatory!)
- [ ] Collect company equipment: laptop, badge, phone, peripherals, security tokens
- [ ] Confirm all access revocation timing (after data preservation step A)
- [ ] Hand-deliver or mail required separation documents (see C below)
- [ ] Send farewell message to broader team (if appropriate)
### C. Required separation documents (state-specific)
- [ ] **Final paycheck** with itemized wage statement (CA Lab. §226)
- [ ] **Notice of final pay rate / earnings** (some states required at separation - NY WTPA at separation)
- [ ] **Unemployment insurance pamphlet** (CA EDD "For Your Benefit" required at separation; NY DOL "Record of Employment"; many states have similar)
- [ ] **COBRA / mini-COBRA Election Notice**:
- If 20+ EE: federal COBRA - qualifying-event notice to plan administrator within 30 days; plan to qualified beneficiary within 14 days (44-day total)
- If <20 EE: state mini-COBRA per state matrix above
- [ ] **HIPAA Certificate of Creditable Coverage** (if requested)
- [ ] **HSA / FSA carryover or forfeiture notice** (FSA "use-it-or-lose-it" + run-out period; HSA portable)
- [ ] **401(k) distribution / rollover packet** (per plan)
- [ ] **Equity grant: post-termination exercise window notice** (typical 90 days for ISOs; some plans extend to 7-10 yrs)
- [ ] **Final expense reimbursement** processed
- [ ] **State-specific separation packet** (CA: For Your Benefit pamphlet, EDD form 1101CZ if applicable; MA: Mass Health Connector info; NY: paid family leave continuation info; etc.)
### D. Separation agreement (when offered)
A separation agreement requires **consideration beyond what is already owed** (additional severance, extended COBRA subsidy, accelerated equity vesting, etc.). Wages already earned, accrued PTO where state law treats it as wages, and unreimbursed expenses CANNOT be conditioned on signing a release.
#### If employee is age 40+ → OWBPA / ADEA requirements (mandatory or release is invalid)
- **21 days** to consider the agreement before signing (45 days if group RIF / "exit incentive program")
- **7 days** to revoke after signing (cannot be waived)
- **Written disclosure** if group termination - must include:
- Decisional unit (job class/group/department from which selection was made)
- Selection criteria
- Job titles + ages of those selected for the program
- Job titles + ages of those NOT selected (in same decisional unit)
- **Plain language** ("you should consult with an attorney before signing")
- **Specific reference to ADEA rights** being released
- Cannot waive future claims (only claims arising on or before execution date)
#### McLaren Macomb (NLRB, 2023) - non-disparagement / confidentiality limits for non-supervisory employees
The NLRB ruled that broad confidentiality and non-disparagement clauses in severance agreements that limit Section 7 rights (concerted activity / discussing workplace) are unlawful for non-supervisory employees. Use narrowed language:
NON-DISPARAGEMENT (NARROW). Each party agrees not to make any false or knowingly misleading statements about the other party. Nothing in this section prevents either party from (i) discussing wages, hours, or terms and conditions of employment with co-workers or government agencies, (ii) filing a charge or participating in an investigation by the EEOC, NLRB, OSHA, SEC, DOL, or any state agency, (iii) testifying truthfully under oath, or (iv) exercising rights under Section 7 of the National Labor Relations Act.
CONFIDENTIALITY (NARROW). The terms of this Agreement are confidential except that Employee may disclose to (i) immediate family, (ii) attorney, accountant, financial advisor, or tax preparer, or (iii) as required by law. This section does not restrict Employee's rights under Section 7 of the NLRA or rights to communicate with government agencies.
#### Statute-protected claims that CANNOT be released
- **Wages already earned** (state wage-and-hour law; FLSA generally requires DOL or court approval to settle)
- **Unemployment insurance benefits**
- **Workers' compensation** (state-specific procedure)
- **Future claims** arising after execution
- **Whistleblower protections** (SOX, Dodd-Frank - and SEC bars confidentiality clauses limiting these)
- **FMLA interference / retaliation** (some courts: prospective release void)
- **NLRB Section 7** rights
#### Separation agreement scaffold
SEPARATION AGREEMENT AND RELEASE
This Separation Agreement and Release ("Agreement") is between [Employee] and [Company] (collectively, the "Parties").
Separation. Employee's employment ends on [Last Day].
Final wages. Company will pay Employee all earned wages through Last Day plus accrued but unused [PTO/vacation per state law and policy], regardless of whether Employee signs this Agreement, on the timing required by [State] law.
Severance consideration. In exchange for the promises in this Agreement (and subject to expiration of the revocation period), Company will pay Employee severance of [$X], less applicable withholdings, payable [in lump sum / over X weeks of continued payroll].
Release. Employee releases Company from all claims arising on or before the Effective Date, including but not limited to claims under Title VII, the ADA, the Equal Pay Act, ERISA, [state FEPA], common-law contract or tort claims, and the ADEA. [If 40+:] Employee acknowledges this release of ADEA claims is knowing and voluntary. EXCLUDED: claims that cannot be released by law (workers' comp, unemployment, future claims, claims to enforce this Agreement, statutory whistleblower protections, NLRA §7 rights, claims to file an EEOC/NLRB/OSHA/SEC charge).
Consideration period [40+ only]. Employee has [21 / 45] days from receipt of this Agreement to consider it. Employee may sign before that window expires, but is advised to consult with an attorney first.
Revocation period [40+ only]. Employee has 7 days after signing to revoke. The Agreement is not effective until the revocation period expires.
Non-disparagement. [Use McLaren Macomb-narrow language above]
Confidentiality. [Use McLaren Macomb-narrow language above]
Cooperation. Employee agrees to reasonable cooperation in transition and pending matters; Company will reimburse reasonable expenses.
Return of property. Employee has returned or will return all Company property by [date].
References. Company will provide neutral references confirming dates of employment and last position held.
No admission. This Agreement is not an admission of liability by either Party.
[40+ ATTACHMENT - OWBPA disclosure for group RIF: decisional unit, criteria, ages.]
### E. IT / Systems revocation (AFTER data preservation step A)
- [ ] Email: disable account, set out-of-office or redirect to backup; preserve mailbox in litigation hold if applicable
- [ ] Slack / Teams: deactivate
- [ ] GitHub / GitLab / source code: remove or transfer repo ownership
- [ ] SaaS tools: revoke access
- [ ] SSO / identity provider: remove from directory
- [ ] VPN: revoke
- [ ] Admin / billing accounts: transfer ownership; rotate any shared credentials
- [ ] Physical badge: deactivate
- [ ] Mobile MDM: wipe corporate profile (preserve personal data on BYOD)
### F. Knowledge transfer plan
| Area / System | Owner During KT | New Owner After Departure | Status |
|---------------|----------------|--------------------------|--------|
| [Key project] | [Employee] | [Colleague] | [ ] Done |
### G. Exit interview (voluntary only - keep confidential and aggregated)
Questions to ask:
- What's the primary reason for your decision to leave?
- Was there a moment when you decided to start looking?
- What could we have done differently?
- What did you value most about working here?
- Would you consider returning? Recommend us to others?
- Any feedback for your manager or the company?
*Aggregate themes for retention analysis. Do NOT share specifics with manager. Do NOT include in personnel file.*
### H. Team announcement
**Voluntary (warm):**
> Hi team - [Employee] will be leaving [Company] on [Date]. We're grateful for [contribution]. [Backup owner] will pick up [responsibility]. Please join me in wishing them well.
**Involuntary (brief and factual):**
> Hi team - [Employee] is no longer with [Company] as of [Date]. [Backup owner] will pick up [responsibility]. Please direct ongoing matters to [contact]. We won't be sharing additional details out of respect for [Employee]'s privacy.
### I. Unemployment insurance contest
- Decide whether to contest UI claim (typically NO unless misconduct is documented and severe - fighting routine UI claims rarely succeeds and can be characterized as retaliatory in a wrongful-termination suit).
- If contesting, file timely response with state UI agency citing specific documented misconduct.
### J. 1099 contractor offboarding (different rules)
- No I-9, no W-4, no W-2 - final invoice + 1099-NEC at year-end
- No COBRA (not an employee)
- No FLSA wage timing (independent contractor; check contractor agreement)
- Verify classification was correct (DOL 6-factor + ABC test in CA/NJ/MA) before terminating; misclassification creates retroactive employee liability
Output Path
Save the offboarding plan to a dated Markdown file in the workspace.
Output footer (REQUIRED on every generated plan)
End every offboarding plan with this block, verbatim:
---
**DRAFT - REVIEW REQUIRED**
This offboarding plan was generated as a starting template. It has not been reviewed
by employment counsel and may not comply with applicable law in your jurisdiction.
Before using:
1. Verify final-pay timing matches state rule (CA same-day involuntary, etc.).
2. Verify COBRA route - federal (20+ EE) vs state mini-COBRA (<20 EE).
3. If 40+ employee and a release is offered: verify OWBPA 21-day (or 45-day group)
consideration + 7-day revocation + decisional-unit disclosure.
4. Verify non-disparagement/confidentiality narrowed per McLaren Macomb (NLRB 2023).
5. Verify data-preservation completed BEFORE access revocation; check litigation hold.
6. Verify state-specific separation pamphlets delivered (CA For Your Benefit, etc.).
7. If RIF/layoff: route to hr-rif for WARN Act + disparate-impact analysis.
Generated by Wayland business-hr plugin. Templates only - not employment-law advice.
Templates only - not employment-law advice. Have HR counsel review every separation before final-pay or release.