Disaster-specific preparation guide covering earthquakes, hurricanes, tornadoes, floods, wildfires, and winter storms with preparation checklists for each type, evacuation route planning, family communication plans, insurance review considerations, post-disaster recovery procedures, and community resilience building.
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Disclaimer: This guide provides general disaster preparedness information. Always follow official guidance from local emergency management agencies, FEMA, the National Weather Service, and the Red Cross during actual emergencies. Risks vary significantly by geographic location. Know your specific local hazards.
What is the Natural Disaster Preparedness Guide skill?+
Disaster-specific preparation guide covering earthquakes, hurricanes, tornadoes, floods, wildfires, and winter storms with preparation checklists for each type, evacuation route planning, family communication plans, insurance review considerations, post-disaster recovery procedures, and community resilience building.
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Know your evacuation zone (local emergency management website)
☐To do:
Identify shelters and evacuation routes
Supply checklist (in addition to standard 72-hour kit):
☐To do:
Plywood or storm shutters for all windows
☐To do:
Generator (if used: NEVER run indoors or in garage)
☐To do:
Fuel for generator (stored safely outside)
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Battery-powered or hand-crank weather radio
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Extra water (flooding can contaminate water supply)
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Plastic sheeting and tarps (for temporary roof repairs)
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Chainsaw and hand tools (for debris clearing)
Hurricane Watch vs. Warning
Alert
Meaning
Action
Hurricane Watch
Hurricane conditions possible within 48 hours
Begin preparation, review plans, fill gas tanks
Hurricane Warning
Hurricane conditions expected within 36 hours
Complete preparation, evacuate if ordered
Storm Surge Watch
Life-threatening storm surge possible
Prepare for flooding, know elevation
Storm Surge Warning
Life-threatening storm surge expected
Evacuate from surge zones immediately
During a Hurricane (If Sheltering in Place)
Stay indoors, away from windows
Move to an interior room on the lowest floor
Close all interior doors (adds structural support)
Do not go outside during the eye of the storm (the second half is coming)
Fill bathtubs with water (for flushing toilets if water is lost)
Turn refrigerator and freezer to coldest settings (food preservation during outage)
After a Hurricane
Do not return home until authorities say it is safe
Avoid floodwater (contaminated, may hide hazards, can be electrically charged)
Document all damage with photos and video before cleanup
Contact insurance company immediately
Be cautious of carbon monoxide from generators (outdoor use only)
Boil water until officials confirm water supply is safe
Disaster Type 3: Tornado Preparedness
Tornado Risk Assessment
Know if you are in Tornado Alley or a tornado-prone area
Tornado season varies by region (spring and summer in most areas)
Tornadoes can happen at any time of day but are most common afternoon through evening
Mobile homes are extremely vulnerable -- identify a nearby sturdy shelter
Preparation Checklist
☐To do:
Identify your safe room (interior room, lowest floor, no windows)
☐To do:
Basement, storm cellar, or reinforced interior room (bathroom, closet)
☐To do:
If in a mobile home, identify the nearest sturdy building
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Have helmets or heavy blankets for head protection
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NOAA weather radio with battery backup and auto-alert
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Practice tornado drills with your family
☐To do:
Know the difference between watch and warning
Tornado Watch vs. Warning
Alert
Meaning
Action
Tornado Watch
Conditions are favorable for tornadoes
Stay alert, review plan, monitor weather
Tornado Warning
A tornado has been sighted or detected on radar
Take shelter immediately
During a Tornado
Go to your designated safe room immediately
Get under a sturdy piece of furniture
Cover yourself with a mattress, heavy blankets, or pillows
Protect your head and neck
If caught outside, lie flat in a ditch or low area, cover your head
Do NOT seek shelter under highway overpasses
Do NOT try to outrun a tornado in a car (if you can see it, seek shelter)
Disaster Type 4: Flood Preparedness
Flood Risk Assessment
Check FEMA flood maps (msc.fema.gov) for your property's flood zone
Understand that flood damage is NOT covered by standard homeowner's insurance
National Flood Insurance Program (NFIP) policies have a 30-day waiting period
Preparation Checklist
☐To do:
Know your flood zone designation
☐To do:
Purchase flood insurance (do not wait until a storm is coming)
☐To do:
Elevate electrical systems, water heaters, and appliances above flood level
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Install check valves in plumbing (prevents backup)
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Clear gutters and drains regularly
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Have sandbags available or know where to get them
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Know your property's elevation relative to nearby water sources
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Waterproof your basement (sump pump with battery backup)
Flash Flood Safety
The leading cause of weather-related death in the US is drowning in flash floods.
NEVER drive through flooded roads ("Turn Around, Don't Drown")
6 inches of water can knock you off your feet
12 inches of water can carry away a small car
24 inches of water can carry away most vehicles
Move to higher ground immediately if flooding is imminent
Avoid walking through floodwater (hidden hazards, contamination, electrical danger)
After a Flood
Do not return until authorities declare it safe
Document all damage before cleanup
Photograph everything for insurance claims
Assume floodwater is contaminated (sewage, chemicals, debris)
Discard food that contacted floodwater
Disinfect everything that was submerged
Watch for mold (begins growing within 24-48 hours)
Have electrical system inspected before restoring power
Disaster Type 5: Wildfire Preparedness
Defensible Space (If You Live in a Wildfire Interface Area)
Zone 1 (0-5 feet from home):
No combustible materials (mulch, plants, storage)
Non-flammable ground cover (gravel, concrete)
Clean roof and gutters of debris
Screen vents with 1/8-inch metal mesh
Zone 2 (5-30 feet from home):
Space trees so crowns are 10+ feet apart
Remove dead vegetation and debris
Keep grass mowed to 4 inches or shorter
Remove tree branches within 6 feet of the ground
Move firewood and propane tanks away from structures
Zone 3 (30-100 feet from home):
Reduce density of trees and brush
Remove dead trees and vegetation
Create fuel breaks (driveways, gravel paths)
Wildfire Evacuation
When to go: If authorities issue an evacuation order, leave IMMEDIATELY. Do not wait. Wildfires move faster than you think, especially uphill and with wind.
Close all windows and doors (do not lock -- firefighters may need access)
Remove flammable curtains from windows
Move combustible furniture to center of rooms
Turn on exterior lights (makes house visible in smoke)
Leave a ladder against the house for firefighter roof access
Shut off gas at the meter
Disaster Type 6: Winter Storm Preparedness
Preparation Checklist
☐To do:
Insulate pipes (especially in unheated areas)
☐To do:
Service heating system before winter
☐To do:
Stock heating fuel (propane, wood, heating oil)
☐To do:
Have backup heating source (fireplace, space heater -- with safety features and ventilation)
☐To do:
Insulate windows and doors (weatherstripping, plastic film)
☐To do:
Stock winter driving supplies in vehicles
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Have rock salt or sand for walkways
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Stock extra medications (may not be able to get to pharmacy)
Winter storm supply additions:
☐To do:
Extra blankets and warm clothing
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Hand and foot warmers
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High-calorie food that requires no cooking
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Extra water (pipes may freeze)
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Camp stove with fuel (for outdoor use or well-ventilated area only)
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Extra pet food and supplies
Vehicle Winter Emergency Kit
☐To do:
Blanket or sleeping bag
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Extra warm clothing (hat, gloves, boots)
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Non-perishable snacks and water
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Flashlight with extra batteries
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First aid kit
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Ice scraper and small shovel
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Kitty litter or sand (for traction)
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Jumper cables
☐To do:
Phone charger (car and portable)
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Emergency flares or reflective triangles
During a Winter Storm
Stay indoors if possible
If you must drive, tell someone your route and expected arrival time
If stranded in your vehicle, stay with the car, run the engine 10 minutes per hour for heat (crack a window to prevent CO poisoning), tie a bright cloth to the antenna
NEVER use a generator, grill, or camp stove indoors (carbon monoxide kills)
Watch for signs of frostbite (numbness, white or grayish skin) and hypothermia (shivering, confusion, slurred speech)
Post-Disaster Recovery
Immediate Recovery Priorities
Account for all family members
Assess injuries and provide first aid
Check structural safety before entering buildings
Shut off utilities if damage is suspected
Document all damage with photos and video
Contact insurance company
Register with FEMA for disaster assistance (if a federal disaster is declared)
Apply for SBA disaster loans (if eligible)
Insurance Review Checklist (Do This Before a Disaster)
☐To do:
Review homeowner's/renter's policy coverage and limits
☐To do:
Understand what is and is not covered
☐To do:
Purchase flood insurance if in or near a flood zone (not covered by standard policies)
☐To do:
Consider earthquake insurance if in a seismic area (not covered by standard policies)
☐To do:
Create a home inventory with photos/video of all rooms and contents
☐To do:
Store insurance documents in the cloud and in your go-bag
☐To do:
Know your deductibles (especially wind/hurricane deductibles, which can be percentage-based)
☐To do:
Review annually and update after major purchases or renovations
Community Resilience
Building Community Preparedness
Know your neighbors (especially vulnerable individuals -- elderly, disabled, those living alone)
Join or start a Community Emergency Response Team (CERT)
Participate in neighborhood watch and community groups
Share resources and skills (someone may have a generator, another a chainsaw, another medical training)
Establish a neighborhood communication plan
Identify community meeting points and resources
Participate in local emergency preparedness exercises and drills
Helping After a Disaster
Donate cash to established organizations (not unsolicited goods)
Volunteer through organized channels (Red Cross, local emergency management)
Check on neighbors, especially vulnerable populations
Share accurate information (do not spread rumors)
Support local businesses during recovery
The time to prepare is before a disaster strikes. Know your risks, make a plan, build your supplies, and practice with your family. Even basic preparation dramatically improves outcomes for you and your community.
Process
Gather information. Ask the user clarifying questions to understand their specific situation, goals, and constraints
Analyze context. Review the information provided and identify key factors relevant to natural disaster prep
Develop recommendations. Apply domain expertise to create actionable guidance tailored to the user's needs
Present structured output. Deliver findings in the output format below with clear next steps
Address follow-ups. Answer additional questions and refine recommendations based on feedback