Synthesizes Ramsey envelope method, YNAB philosophy, 50/30/20 rule, Pay Yourself First, and Kakeibo into The Intentional Money System - a flexible budgeting framework that adapts to any income level or financial situation.
Free and open source. macOS, Windows and Ubuntu.
Add the skill to a bot, then ask your Chief of Staff:
“Use the Zero-Based Budgeter skill on this: [describe the job, or paste your notes].”
These questions slow down impulsive spending without prohibiting purchases you genuinely value.
Free for Mac, Windows and Ubuntu.
Open Settings → Skills and switch on Zero-Based Budgeter for any bot. Or ask your Chief of Staff to pick skills for a job.
The bot reads the skill when the job calls for it, and works the way it lays out.
Synthesizes Ramsey envelope method, YNAB philosophy, 50/30/20 rule, Pay Yourself First, and Kakeibo into The Intentional Money System - a flexible budgeting framework that adapts to any income level or financial situation.
Nothing. It ships with Murage, which is free and open source. Your bots run on the AI plan you already have.
Yes. Open it in Settings → Skills to read, edit or duplicate it. Skill Guard scans it again after every edit.
Download the free app, connect the AI you already pay for, and tell your Chief of Staff what needs doing. Plan on about ten minutes from install to a working team.
No account needed · Runs on the AI plan you already pay for