MURAGE
How it worksFeaturesSolutionsUse casesComparePricingDocs
DownloadDownload
MURAGE

An AI Chief of Staff and a team that does the work. Free and open source, from Ferrox Labs.

Product

  • Features
  • How it works
  • Engines and apps
  • Privacy and security
  • Pricing
  • Murage Cloud
  • Download
  • Changelog
  • FAQ

Solutions

  • Solopreneurs
  • Founders and startups
  • Agencies
  • Ecommerce
  • Small business
  • Creators and educators
  • Developers
  • SaaS
  • Nonprofits
  • Consultants and freelancers
  • Customer success teams
  • Legal and professional services
  • Small teams
  • Sales teams
  • Operations managers
  • Industries
  • Use cases
  • Build your team

Compare

  • vs Claude Code
  • vs Codex (ChatGPT Work)
  • vs Claude (Cowork)
  • vs Paperclip
  • vs OpenClaw
  • vs Hermes Agent
  • vs Manus
  • vs Genspark
  • vs n8n
  • vs Zapier
  • vs Grok Bot
  • vs Viktor
  • vs Lindy
  • vs Tasklet

Resources

  • Docs
  • Team library
  • Skill library
  • AI Chief of Staff
  • How we test
  • Limits
  • Switching to Murage
  • Open source
  • Blog
  • Release notes

Company

  • About
  • Partners
  • Enterprise
  • Contact
  • Privacy
  • Terms
  • Cookies
© 2026 Ferrox Labs. Murage is open source under AGPL-3.0.
Personal finance skills

FIRE Planner

Financial Independence and Retire Early planning guide covering FIRE number calculation, savings rate optimization, the 4% rule and safe withdrawal rates, sequence of returns risk, Roth conversion ladders, healthcare bridge strategies, FIRE variations (lean, fat, barista, coast), asset allocation in early retirement, and lifestyle design for post-retirement fulfillment.

Download Murage

Free and open source. macOS, Windows and Ubuntu.

Try it

Add the skill to a bot, then ask your Chief of Staff:

“Use the FIRE Planner skill on this: [describe the job, or paste your notes].”

Savings Rate Years to FIRE ----------- -------------- 10% 51 years 15% 43 years 20% 37 years 25% 32 years 30% 28 years 35% 25 years 40% 22 years 45% 19 years 50% 17 years 55% 14.5 years 60% 12.5 years 65% 10.5 years 70% 8.5 years 75% 7 years 80% 5.5 years.

What it covers

  • The FIRE Number
  • Savings Rate: The Most Powerful Lever
  • Safe Withdrawal Rates (SWR)
  • Accessing Retirement Funds Before Age 59.5
  • Healthcare in Early Retirement (US)
  • Asset Allocation for Early Retirees
  • FIRE Tracking Dashboard
  • Common FIRE Mistakes

Skill Guard: clean

Scanned and clear. A bot can use it as soon as you add it.

Subject
Personal finance
Level
advanced
License
Apache-2.0
personal-financeinvestingguide

How to use it.

  1. 1

    Download Murage

    Free for Mac, Windows and Ubuntu.

  2. 2

    Add the skill

    Open Settings → Skills and switch on FIRE Planner for any bot. Or ask your Chief of Staff to pick skills for a job.

  3. 3

    Give it a job

    The bot reads the skill when the job calls for it, and works the way it lays out.

Teams that use this skill.

  • The Quiet Money CouncilReview spending, career choices, windfalls, family goals, and time priorities to prepare informed next steps.

Each of these library teams gives its bots this skill. Import one free and look inside first.

Put this skill to work.

  • Money reviewSee where the money went. Decide where it goes.
  • Life adminThe errands you keep putting off, drafted by Friday.
  • Skill GuardEvery skill is scanned before a bot can use it.

Questions.

What is the FIRE Planner skill?+

Financial Independence and Retire Early planning guide covering FIRE number calculation, savings rate optimization, the 4% rule and safe withdrawal rates, sequence of returns risk, Roth conversion ladders, healthcare bridge strategies, FIRE variations (lean, fat, barista, coast), asset allocation in early retirement, and lifestyle design for post-retirement fulfillment.

How much does it cost?+

Nothing. It ships with Murage, which is free and open source. Your bots run on the AI plan you already have.

Can I change it?+

Yes. Open it in Settings → Skills to read, edit or duplicate it. Skill Guard scans it again after every edit.

More personal finance skills.

  • Alternative Investment GuideAlternative investments education covering private equity, venture capital, commodities, precious metals, art, collectibles and farmland.
  • Angel Investor GuideComprehensive guide to angel investing covering deal flow sourcing, startup evaluation frameworks, term sheet analysis and valuation methods.
  • Bond Market NavigatorBond market expertise covering bond types (Treasury, municipal, corporate, TIPS), yield curve interpretation, duration and convexity concepts.
  • Crypto DeFi NavigatorCryptocurrency and DeFi expertise covering liquidity pool mechanics, yield farming strategies, protocol risk analysis and impermanent loss calculation.
  • Crypto NavigatorPractical guide to cryptocurrency fundamentals covering Bitcoin and Ethereum basics, wallet security, exchange selection and DeFi risks.
  • Estate Planning ArchitectEstate planning education covering trusts, wills, beneficiary designations, powers of attorney, healthcare directives and tax strategies for wealth transfer.

All personal finance skills

Give your first job to Murage.

Download the free app, connect the AI you already pay for, and tell your Chief of Staff what needs doing. Plan on about ten minutes from install to a working team.

Free · Download Murage

No account needed · Runs on the AI plan you already pay for