On their own
- Sort transactions
- Find subscriptions and repeats
- Draft a plan to hit your goal
Personal admin
See where the money went. Decide where it goes.
Export a few months of bank or card statements. A money team sorts the spending, finds the subscriptions you forgot, and helps you decide what to keep, cut and save for. It never touches your accounts.
Free and open source. macOS, Windows and Ubuntu.
Money review
Here are three months of card statements. Sort the spending, list every subscription, and help me find $300 a month to move into savings. Don’t cancel anything.
Your Chief of Staff put a team on it
- Spending Auditor
- Position Auditor
- Time Coach
Three months of spending
- 14 subscriptions, $412 a month
- 5 unused since June: $138 a month
- Dining out: $610 a month on average
- Plan: $305 a month into savings
DoneThe plan and the cancel list are ready in your Money project. Canceling is still yours.
An example of the job. Your team works on your own work.
The team it puts on it.
Your Chief of Staff picks the specialists the job needs. Each one has its own role, instructions and engine.
Spending Auditor
Sorts every transaction and finds the repeats
Position Auditor
Looks at the bigger picture: what you earn, owe and hold
Time Coach
Weighs what the money buys you in time and sanity
How it runs.
- Step 1Export the statementsDownload a CSV from your bank or card and drop it into a private project.
- Step 2It sorts everythingCategories, repeats and every subscription, with the monthly total.
- Step 3Keep, cut, saveA short plan that hits your goal, with the trade-offs spelled out.
- Step 4You actYou cancel or move money yourself. Paying for anything stops and asks, even on Full access.
What the team does, and what waits for you.
Waits for you
- Canceling anything
- Paying or moving any money
Start from a ready-made team.
From Murage’s library. Import one, look inside, and give it your brief.
Skills the ready-made teams load.
What the library teams above bring with them. Skill Guard scans each one.
- Financial Wellness ScorecardHolistic financial health evaluation covering income stability, savings adequacy, debt management, insurance coverage, and retirement preparedness.
- Budget Reset GuideQuick-start financial reset guide covering financial snapshot creation, expense auditing, category budgeting and automation setup.
- Savings PlannerSavings goal planning covering emergency fund calculation (3-6 months), sinking funds, high-yield savings strategy, CD laddering and savings automation.
- Salary NegotiatorComplete salary negotiation guide covering market rate research, total compensation analysis, negotiation scripts and counter-offer strategies.
- Career Trajectory AnalyzerComprehensive career path evaluation that inventories current skills, assesses market alignment and identifies growth gaps.
- Negotiation CoachNegotiation skills coaching covering salary negotiation scripts, purchase negotiation tactics, bill reduction strategies for cable and insurance.
What you need.
What it takes to run this job. The Murage app is free; your AI provider bills you as usual.
- Murage and an AI engine (your existing Claude or ChatGPT plan, or an API key)
- Statement exports (CSV). Murage does not connect to your bank
Rather have it set up for you?
We build your first money review team with you, connect your tools and write your House Rules. Tell us what you need and we’ll quote before anything is booked.
Questions about money review.
Is this financial advice?
No. It organizes your own figures and helps you think. Big decisions belong with you and, where it matters, a qualified advisor.
Can it check in regularly?
Yes. The Quiet Money - Standing team runs a weekly Friday check-in while Murage is open. Its routine is off until you switch it on.
Money review: hand it to a team tonight.
Give your first job to Murage.
Download the free app, connect the AI you already pay for, and tell your Chief of Staff what needs doing. Plan on about ten minutes from install to a working team.
No account needed · Runs on the AI plan you already pay for