Explains the five components of a credit score (payment history, utilization, length of history, credit mix, new inquiries), interprets your score range, and identifies which component is the highest-impact lever for improvement.
Free and open source. macOS, Windows and Ubuntu.
Add the skill to a bot, then ask your Chief of Staff:
“Use the Credit Score Explainer skill on this: [describe the job, or paste your notes].”
This is the single most important factor. The impact of a missed payment depends on four variables: - Severity: A 30-day late is less damaging than a 60-day late, which is less damaging than a 90-day late or a charge-off.
Free for Mac, Windows and Ubuntu.
Open Settings → Skills and switch on Credit Score Explainer for any bot. Or ask your Chief of Staff to pick skills for a job.
The bot reads the skill when the job calls for it, and works the way it lays out.
Explains the five components of a credit score (payment history, utilization, length of history, credit mix, new inquiries), interprets your score range, and identifies which component is the highest-impact lever for improvement.
Nothing. It ships with Murage, which is free and open source. Your bots run on the AI plan you already have.
Yes. Open it in Settings → Skills to read, edit or duplicate it. Skill Guard scans it again after every edit.
Download the free app, connect the AI you already pay for, and tell your Chief of Staff what needs doing. Plan on about ten minutes from install to a working team.
No account needed · Runs on the AI plan you already pay for