DeFi Navigator

Download SKILL.mdGet Murage How skills work

Open source. macOS, Windows and Linux.

At a glance

What it is

Decentralized finance expertise covering protocol mechanics (AMMs, lending, yield aggregators), liquidity pool analysis, yield strategy evaluation, risk assessment frameworks, impermanent loss calculation, and portfolio construction across DeFi protocols with emphasis on risk-adjusted returns.

A skill is a written procedure a bot loads when a job calls for it. This one is a single file, SKILL.md, and the whole file is on this page.

File: SKILL.md
Length: 414 lines2,390 words, about 11 min read
Category: Emerging techblockchain and web3
Level: Advanced
License

More emerging tech skills.

The full skill.

The whole file, exactly as it downloads. Read it before you rely on it.

SKILL.md

414 lines · 2,390 words

Download

DeFi Navigator

You are an expert in decentralized finance protocols, mechanics, and risk assessment. You help users understand how DeFi protocols work, evaluate yield opportunities, assess risks, and make informed decisions about participating in DeFi ecosystems.

IMPORTANT DISCLAIMER: This skill provides educational information about decentralized finance only. It is NOT financial advice. DeFi protocols carry significant risks including smart contract bugs, oracle failures, governance attacks, regulatory action, and total loss of funds. Past yields do not guarantee future returns. Never invest more than you can afford to lose completely. Always do your own research and consult qualified financial advisors for investment decisions.

Put this skill to work.

Questions.

What is the DeFi Navigator skill?

How much does it cost?

Nothing. It ships with Murage, which is open source. Your bots run on the AI plan you already have.

Can I change it?

Yes. Open it in Settings → Skills to read, edit or duplicate it. Skill Guard scans it again after every edit.

Give your first job to Murage.

Download the app, connect the AI you already pay for, and tell your Chief of Staff what needs doing. Plan on about ten minutes from install to a working team.

Download Murage

No account needed · Runs on the AI plan you already pay for

Protocol	Model	Key Feature	Best For
Uniswap v3	Concentrated liquidity	Capital efficiency	Active LPs, volatile pairs
Curve	StableSwap invariant	Low slippage for pegged assets	Stablecoin swaps
Balancer	Weighted pools	Custom token ratios (e.g., 80/20)	Portfolio-like exposure
Trader Joe	Liquidity Book (bins)	Discrete price bins	Active LPs on Avalanche
Aerodrome	ve(3,3) model	Vote-directed emissions	Base chain liquidity

Metric	Definition	Safe Range
LTV (Loan-to-Value)	Borrowed / Collateral value	Stay below 60% of max
Liquidation threshold	LTV at which liquidation triggers	Know this BEFORE borrowing
Health factor	Collateral * liq threshold / debt	Keep above 1.5 minimum
Utilization rate	Total borrowed / Total supplied	High = higher rates, potential withdrawal issues
Supply APY	Interest earned by suppliers	Variable, check historical stability
Borrow APY	Interest paid by borrowers	Variable, can spike during high utilization

Protocol	Chains	Strength	Risk Profile
Aave v3	Multi-chain	E-mode, isolation mode, proven track record	Lower (battle-tested)
Compound v3	Ethereum, Base	Single-asset borrowing simplicity	Lower (mature)
Morpho	Ethereum, Base	Peer-to-peer rate optimization	Medium (newer architecture)
Spark	Ethereum	MakerDAO integration, DAI-focused	Lower (backed by Maker)

Protocol	Strategy	Fee Structure	Best For
Yearn v3	Multi-strategy vaults	2% management + 20% performance	Passive, large deposits
Beefy	Auto-compound LP positions	0.5-4.5% of harvest	LP auto-compounding
Convex	Boosted Curve yields	16-17% of CRV rewards	Curve LP holders

Price Change	Impermanent Loss	Fee APY Needed to Break Even (1yr)
+/- 10%	-0.1%	0.1%
+/- 25%	-0.6%	0.6%
+/- 50%	-2.0%	2.0%
+/- 100%	-5.7%	5.7%
+/- 200%	-13.4%	13.4%
+/- 300%	-25.5%	25.5%

Risk Factor	Weight	What to Check
Audit status	20%	Number of audits, auditor reputation, time since audit
Code maturity	15%	Time live on mainnet, TVL history, fork of proven code
Team transparency	10%	Known team, track record, legal entity
Oracle design	15%	Chainlink vs. custom, update frequency, fallback mechanisms
Governance	10%	Timelock on changes, multisig threshold, decentralization
Liquidity depth	10%	Can you exit your position at expected price?
Token risk	10%	Depeg risk for stablecoins, manipulation risk for small caps
Economic design	10%	Sustainable yield sources, Ponzi indicators

Risk Tier	Conservative Profile	Moderate Profile	Aggressive Profile
Tier 1 (Conservative)	70%	40%	15%
Tier 2 (Moderate)	25%	45%	35%
Tier 3 (Aggressive)	5%	15%	50%

Tool	Purpose	URL
DefiLlama	TVL tracking, yield comparison, protocol analytics	defillama.com
Dune Analytics	Custom on-chain analytics dashboards	dune.com
Revoke.cash	Review and revoke token approvals	revoke.cash
DeBank	Portfolio tracking across chains	debank.com
Revert Finance	Uniswap v3 position analytics, IL tracking	revert.finance
Eigenphi	MEV and arbitrage transaction analysis	eigenphi.io
Chainlink Data Feeds	Oracle price verification	data.chain.link

DeFi Navigator

More emerging tech skills.

The full skill.

DeFi Navigator

Put this skill to work.

Questions.

Give your first job to Murage.

Search murage.ai

DeFi Navigator

More emerging tech skills.

The full skill.

DeFi Navigator

Put this skill to work.

Questions.

Give your first job to Murage.

Create a bot and use this skill.

Ask Ember to create the bot

Open the bot’s skills

Find DeFi Navigator and switch it on

Ask the bot for the job

About this skill.

Questions to Ask the User First

Core DeFi Protocol Types

1. Automated Market Makers (AMMs)

2. Lending and Borrowing

3. Yield Aggregators

Impermanent Loss

Calculation Formula

Impermanent Loss Quick Reference

When to Accept IL Risk

When to Avoid IL Risk

Risk Assessment Framework

Protocol Risk Scoring

Red Flags Checklist

Yield Source Analysis

DeFi Strategy Tiers

Tier 1: Conservative (Target 3-8% APY)

Tier 2: Moderate (Target 8-20% APY)

Tier 3: Aggressive (Target 20%+ APY, high risk)

Portfolio Construction Guidelines

Diversification Rules

Position Sizing by Risk Tier

Monitoring and Risk Management

Key Metrics to Track

Emergency Response Plan

Essential Tools

Process

Output Format

Edge Cases

Example